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Not surprisingly, I have 113K in cash and my 401K and Roth IRA add up to about 70K.

My goal is to put a down payment on a house of about 50% and ideally my mortgage would be about what I pay in rent right now. We went from spending ALL of our money to spending only 1/2 of what we earned. It was not a time to freak out but to thoughtfully decide what we wanted to do next.

To better help this sink in, I thought we’d feature some of the comments people have shared on this post over time to help inspire us.

And they come from all walks of life and situations!

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I think our society and the health of our planet would be much better off… :) ******** We’ve cut our expenses to the basics so that we can live on ~55% of our take home pay…

Because we live on way less than we earn, we have a weekly opportunity to fund unexpected expenses or little splurges, but most of the time it all gets moved somewhere sensible.

Instead there is no planned budget for these items and anything we spend is coming out of what would otherwise be available for the Friday transfer to savings or the mortgage.Imagine if we all stopped buying so much stuff and spending so much time working/commuting?If we could all volunteer our time, be with our families more often, and build communities and gardens together?It sounds so easy when I type it out into these simple clean sentences but it wasn’t and it was.We have two teenage kids that we didn’t want to ‘scar’, there were times we wanted ‘stuff’, but we made cutting back into a hobby. ******** We (my husband and I) have lived off of about 50% of one income for several years, even when he was in the military.

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